Cruise To Cash. Nothing short of a scam.
Abstract
Cruise To Cash is just one the latest Ponzi schemes to infect the marketplace. In this paper, I want to examine why “investors” get ripped-off so easily. Some factors to take into account: wishful thinking, the current economic recession, and scam artists preying on vulnerable people.
Definition of Pyramid Scheme according to the FBI:
Pyramid Scheme
Pyramid schemes, also referred to as franchise fraud, or chain referral schemes, are marketing and investment frauds in which an individual is offered a distributorship or franchise to market a particular product. The real profit is earned, not by the sale of the product, but by the sale of new distributorships. …
The way Cruise To Cash works is by selling the victim 1 of 3 packages, with names like Traveler, Cruiser, Voyageur.
These packages are travel “discounts” that you can get for free by calling a hotel.
The coupons are worth 1/20th of a cent. So the “Sponsor” has effectively given you nothing in return.
So now it’s your turn to sell worthless coupons for 477, 977, or 1,477 dollars.
Time to stop
If you are selling worthless coupons, why would they be worth anything to your victim?
The answer is that they are not worth anything to your victim. But to cover your loss, you have to convince your victim that they can pass the debt to someone else and thereafter make money by selling worthless coupons.
In fact, you are selling the means to rip-off other people.
Catch-22
Do you take the loss, or do you engage in organized crime?
You have to take the loss, because Cruise to Cash does not offer refunds. Why don’t they offer refunds?
Since commissions are paid immediately to our members directly from the buyer and because you’ll be granted immediate access to all product downloads upon purchase, obviously it would make it impossible to issue refunds, therefore, NO REFUNDS CAN EVER BE ISSUED.
This means you can print unlimited worthless coupons, and “somehow” Cruise To Cash (with their “advanced web marketing technology” doesn’t have the ability to track whether you browsed their coupons or not?
Is this because they know that their coupons are worthless? Or is it because their technicians are too inept to count the number of times you loaded an image?
Here’s a little secret: even the cheapest and most basic web servers log every transaction, including a record for every page you visit and every single image you see on your web browser.
How Worthless are Cruise To Cash Coupons?
Worthless Cruise To Cash Coupon “Benefits” taken from http://www.cruisetocash.com/Members/CTCVCruiseCardOverview.pdf accessed September 23, 2008.
3 day 2 night trip to the Bahamas for $149 for 2!
Wow, let’s see if Priceline can even get close:
Wow! $139 dollars for 3 day 2 night trip to the Bahamas, screenshot from Priceline.com retrieved September 23, 2008.
Cruise To Cash, you are the weakest link!
Cruise To Cash coupons are so worthless you actually lose $10 after losing $1477 and come up $1487 short!
Cruise To Cash is SO good at ripping you off, you lose 10 more dollars if you go on the cruise!
Don’t forget the Worthless Cruise To Cash Benefits! (See PDF above)
Cruise to Cash is very pleased to offer Our Exclusive Cruise Concierge Card that will allow you access to “hassle free” cruising. As a card owner, you will reap all of the benefits that go along with our Exclusive Concierge Service for Life!
Yes, tell me more!
KEY BENEFITS:
1)Bon Voyage Gift with every sailing, provided by Hemisphere
What kind of gift? The same everyone else gets without being ripped-off?
2)Earn “Cruise Points” for free vacations, prizes, gifts, etc.
What kind of prizes? Another instant $10 dollar loss?
3)Discounted/ Members only cruises
What does that mean? Are they Discounted cruises, or Members only cruises. Oh, I see what you did there!
4)Pre and post cruise hotel Concierge Booking Service
You’ll book the hotel for me? Let me go get my credit card so ripping me off won’t be such a hassle to you.
5)Monthly Cruizers newsletter
Never heard of it. Can’t find it on the internet.
6)Free First Time cruisers kit with your first cruise
What’s in the kit? A noose?
7)Free customized luggage tags
Wow! Tags with my name actually written on them!
8)VIP boarding on select sailings
So on those few occasions when the boat is empty I get to board first?
9)FREE 3-Day Bahamas Cruise for 2 with Purchase!
Wait, don’t I get unlimited Cruises already? What the *&^$ did I pay 1477 + 10 for anyway?
10) Access to ALL 48 Major Cruise lines as well as the majority of the secondary lines
Access? You don’t need a Worthless Cruise To Cash Coupon to have Access; You need money.
11) Enrollment into “Cruise Tracker” exclusive Hemisphere software which manages:
•Past guest numbers
•Vital cruise documentation
•Dietary needs
•Specials needs
•Cabin preferences
•“Wish list” of future cruise sailings
•Notifications of specials specific to their areas
•Discounts on cruise of their choice
•On board credits
•Drink Credits
•Photo coupons
•Much more
Oh, Please, where do I start? Your “Hemisphere” software tracks routine medical information that is probably required by law anyway, and you are calling it a benefit?
“Wish List”? Wish List Tracking? OK, let’s get something straight – If you are not Santa Clause and you are not Amazon.com, then why are you tracking my wishes? Who makes up this stuff?
Everything else on the list is basically worthless, too. Drinks are usually included in cruise packages, as are photo coupons. In all, you get what you would normally get, except Cruise To Cash pretends these are benefits.
But That’s Not All!
CRUISE CARD KIT INCLUDES:
•Welcome Letter
•Cruise card
•Free cruise certificate
•Overview of Cruise Card Program
•Cruising Q&A brochure
•Cruise card marketing materials
Instead of analyzing this part, let’s recap:
Worthless materials for $149 (Seriously, take my credit card and run far away).
Translation: 0 – $149 = -$149
The cheapest cruise available, worth $139 on Priceline
Translation -$149 + $139 = -$10
Cruise To Cash Rips You Off Again! And they fool you into thinking you got something free!
The Secret To Cruise To Cash
Offer free stuff at an expensive price.
Fabricate “exclusive” offers that are ordinary and widely available.
Sell scam distribution rights to vulnerable people. (Sell them pure debt and the illusion that they are receiving value).
Help your victims scam other people, but do it by selling your victims overpriced websites that advertise your scam in a positive light.
Since you are hardly making any money off the Worthless Cruise To Cash Vouchers, use the funds of late investors to pay off the early investors.
Don’t offer refunds because it’s obvious that when the scam comes to a grinding halt 50% of the “investors” will be short at least $1457.
When the market for Worthless Cruise To Cash Coupons grinds to halt:
void all coupons,
announce a new partnership
(but don’t specify who the new partner is, because there isn’t one,)
and offer yet another Worthless Cruise To Cash Package for $1977.
By pretending that the “business” is growing and offering more “benefits” you can actually saturate the gray market, but now it’s time to money-launder as fast as you can by tunneling funds to another country, via hard-to-trace electronic banking.
How Long can a scam like Cruise To Cash Last?
As long as your “friends” can lie to you straight to your face. Usually, they are lying to themselves as a result of cognitive dissonance; but if they are religious they can often be more convincing, both to themselves and others.
It depends on how much money is being funneled into the personal investments of the “COO” and the top tier, and whether people who try to cash out are able to do so.
Currently there are about 32-42 hardcore Cruise To Cash scammers in the United States. If you are in California or North Carolina you are particularly likely to be confronted by a “friend” who wants to sell you worthless cruise and vacation vouchers.
It seems as though there are substantially more people involved, but that’s only because they hire people to post fake hundreds of articles that help them sound genuine.
They’ve been at it since 2006 with the so called Global Abundance Program, but traffic for Cruise To Cash didn’t pick up until about October of 2007 when it peaked. They’ve lost about 60% of their highest traffic in the past 6 months and about 36% only in the past 3 months. They’ve reached about 4500 victims worldwide and the trend shows that they might reach 5900 when it grinds down to a complete halt.
Assuming that on average each victim manages to hire 3 victims, there will be
log 5900 / log 3 = ~8 tiers or levels.
The 7th tier will lose everything. The 6th tier will on average break even minus any marketing costs.
The people making up the other tiers make up about
(3^0) + (3^1) + (3^2) + (3^3) + (3^4) + (3^5) = 364 people in first 6 tiers.
There are 3^6 = 729 people in the 7th tier.
There are 3^7 = ~4807 people in the 8th and 9th tiers who will each lose an average of $977 + miscellaneous subscription fees.
Regardless of the actual final number, approximately 4807 / 5900 = 81% of “investors” will lose all the money they invested.
And guess who belongs to the 8th tier! Anybody who signs up after the 1093rd person. And that probably happened over 3 months ago.
That will be about $4.8 million in the hands of 364 people in 6 tiers.
Only 243 people will make $3000 each
And COO made $729,000 plus the self-promoting subscription fees at $2,884,200
That’s where all your cash is going. Of course, the 42 top level scam artists are pooling together, so they can divide nearly 3 million amongst themselves, and still leave the COO with $3.6 million.
You might even come up ahead.
But that assumes the COO doesn’t run with your money, and that the Attorney General doesn’t freeze the funds, which is very likely.
To find out why, read the upcoming installment
Religion, Politics, and Morality: Why your Catholic or Christian “friend” is ripping you off while condemning you for your sins.
I’ve been scammed. Help me?
Call the FBI. (202) 324-3000
https://tips.fbi.gov/
When you are done, read the following materials:
Pyramid schemes, chain letters and Ponzi schemes
Pyramid Schemes, Ponzi Schemes, and Other Frauds
Ponzi scheme – Wikipedia, the free encyclopedia
By the way, the easiest way to find out if someone is scamming you, is to look at their history. Andy Bowdoin of AdSurfDaily was involved dozens of illegal schemes. And yet he asks his cult of cash surfers to pray for him and their money.
His cult followers won’t even acknowledge the fact that they’ve been scammed. Their money was being funnelled to Canada.
Even the cult followers who acknowledged they were scammed, started a “survivor cash-gifting” program to “help” each other survive while their investments were frozen.
Doesn’t make any sense whatsoever.
Hypocrisy and The Law
Of course, there’s a double standard. The housing bubble was itself caused by lenders who promised high returns on mortgages. But the IRS doesn’t freeze the funds of the lenders. Instead, the Federal Reserve rewards the lenders for their risky behavior.
And I’m not saying the economy shouldn’t be monitored; Just that you are sending conflicting messages.
Back to Cruise To Cash
Here’s a fun homework excercise: Find out who created Cruise To Cash, now defunct Coastal Vacations, MyMillionBills; Who was involved with Emerald Passport, Inc; Profit Masters, Inc; Liberty League International, Wealth Masters International.
Is this person a criminal? Or just a degenerate?
One more homework excercise; and this one is for brownie points: Find one new ponzi or pyramid scheme that claims not to be one. (Hint, they all claim they are not scams).
Pingback by DubLi, another complex scam » The Truth @ The Spin Factor | September 25th, 2008
[...] They are advertised by 24-7pressrelease.com (a front for disseminating misinformation), which means that they are related to the Cruise To Cash Ponzi. [...]
Comment by P. Scheme | November 5th, 2008
This is a test to see if I submit a comment here, will it be published. I would like to comment about some of your claims.
Comment by T. Bell | November 5th, 2008
I am posting this here, not because I think you would ever admit to being wrong. After all, you are the harbinger of truth and you can’t let your ego take a hit like that.
I am posting this here for reasonable, logical and people who are tired of being accused of being involved in fraud when they are participating in time-tested legitimate opportunities that our freedoms allow for us.
Also, I wanted you to see, if that is possible, some of your erroneous ideas about business.
DEFINITION OF A PYRAMID: A broad-bottomed structure and small at the top with all lines flow up to the pinnacle.
Leaving off the “scheme” part, because just about anything can be called a “scheme,” such as selling a car or getting people to sign up for a credit card, a pyramid is exactly as described above.
It is a structure that the entire world is built around.
For instance, Expedia is a pyramid. All travel that is booked through that engine pays a lot of people, but ultimately, there are a very few fat cats who are making most of the money.
The military is a pyramid. All lines flow to the top. Ever heard of the Commander in Chief?
Walmart is a pyramid. Four of the top 20 wealthiest people in the world are the Walton family who sit at the top of the Walmart Pyramid. All lines flow to the top.
It is basic business and all typical business follows that structure.
And as in a typical pyramid, if they don’t get new and repeat customers, they will die. Ever wonder why car companies keep coming out with new models?
Or cell phone companies keep coming out with new cells phones every 3 months?
So, the accusation you level against pyramids is exactly true, but most of the world’s businesses are built like that.
But not CTCV. A business like CTC Vacations is a far cry from a pyramid.
Instead of Madison Avenue or Wall Street or the CEO “scheme” being pumped up with cash as in a traditional business, or bank, or Government, Cruise to Cash Vacations chooses to operate differently.
We choose to pay ordinary individuals to distribute and market travel opportunities so they can enjoy the products themselves and also profit from them.
This is one of the reasons governments and businesses and ignorant people like you fight so hard to impugn the motives of network marketers, because they can’t control the money and they get a lot of their profits taken by ordinary hard-working individuals starting their own enterprise and selling superior products. Or maybe they (you?) failed at enterprise themselves and have to slam others so they can feel better?
Now about the Travel Certificates:The travel certificate business has been around for many years, and you might be surprised to know it is actually the hotels, resorts, cruises and condos that make the certificates available to clients like us so they can have their rooms filled.
They LOVE us distributing these so their rooms are filled, and we also get the advantage of having a real, tangible advantage in travel. And they do not intend anyone to distribute them for free because they don’t do that themselves. That’s why we have our members get paid to distribute that as one of our products.
Sometimes, a certificate is a GREAT deal and sometimes it is not. As in anything, you should shop around and compare. But, one example, like what you lifted from Priceline, can always be found on anything. In that case, just buy it at Priceline, but beware, YOU have just participated in a Pyramid! Shhhhh, I won’t tell anyone!
It also appears that your information is VERY outdated. The certificates are like the door prize to this business, but the real value is found in the fact that 9 times out of 10 our member’s Travel Center is cheaper than all four of the major online booking engines. We have demonstrated this in live webinars many times now to audiences checking into the business.
Not only that, it is the Concierge Service provided by our concierge team that helps a traveler have the optimal experience. This service is also worth a lot of money.
But, unlike a Pyramid, that money is not paid to a large company to flow up to the fat cats at the top; it is paid out to our distributors.
We are, in essence, a Private Membership Travel Club with over 2 Million Resorts and Condos at rock bottom prices, no timeshares and no blackouts. We are a private Concierge service that helps a person with ALL of their travel needs with VIP service, perks, and extras that have been demonstrated over and over again.
But, here is the difference.
We are not a Pyramid travel service where only the owners make the money paid for memberships, but the wealth is spread around to all other members who introduce others into the club. So, rather than a small top with all lines of money flowing there as in a typical private membership club, or in a typical travel business like Expedia, or in Walmart, or in your Bank, we pay our members very well to refer others to our membership.
Some choose to distribute the Private Membership to others and make an extra income. Some do not. And that very thing alone also means it is impossible for CTCV to be a pyramid. Because, people pass each other up all the time, there is no clean line flowing up to a point, it is more like a tree with branches going out all over the world.
Now, if you want to take on the largest ponzi scheme in the world so that your time is well-spent and you can TRULY be a hero, a Truth-teller, and a protector of the liberty of millions of people, then take on the Social Security system. I am sure, with your keen sense of “truth” that you are in no way a part of that system because, my friend, it is a ponzi scheme more dangerous and ruinous than any on planet earth.
Meanwhile, please leave honest good people alone who LOVE their Private Membership within Cruise to Cash Vacations and love telling others about it.
Comment by eaglescout | November 5th, 2008
Hi T. Bell,
“I am posting this here, not because I think you would ever admit to being wrong. After all, you are the harbinger of truth and you can’t let your ego take a hit like that.”
My ego is quite fragile, but I do make corrections when I am wrong.
“Also, I wanted you to see, if that is possible, some of your erroneous ideas about business.”
It’s is possible that we do not disagree very much on what business is.
“DEFINITION OF A PYRAMID: A broad-bottomed structure and small at the top with all lines flow up to the pinnacle.
Leaving off the ’scheme’ part, because just about anything can be called a ’scheme,’ such as selling a car or getting people to sign up for a credit card, a pyramid is exactly as described above.”
Yes, anything can be a scheme. I am taking advantage of the connotations of fraudulence and deception, since scheme is also defined as:
Dictionary.com Unabridged (v 1.1)
an underhand plot; intrigue.
to devise as a scheme; plan; plot; contrive.
American Heritage Dictionary
A secret or devious plan; a plot. See Synonyms at plan.
To make plans, especially secret or devious ones.
Online Etymology Dictionary
Unfavorable overtones (selfish, devious) began to creep in early 18c. The verb, in the sense of “devise a scheme,” was first recorded 1767.
Merriam-Webster’s Dictionary of Law
a crafty, unethical, or fraudulent project scheme to defraud investors
“It is a structure that the entire world is built around.
For instance, Expedia is a pyramid. All travel that is booked through that engine pays a lot of people, but ultimately, there are a very few fat cats who are making most of the money.
The military is a pyramid. All lines flow to the top. Ever heard of the Commander in Chief?”
Absolutely. Those are all pyramids. But are they fraudulent pyramids?
“Walmart is a pyramid. [excised for brevity]
It is basic business and all typical business follows that structure.
And as in a typical pyramid, if they don’t get new and repeat customers, they will die. Ever wonder why car companies keep coming out with new models?”
That’s absolutely right.
“Or cell phone companies keep coming out with new cells phones every 3 months?”
Yes, I agree with your rhetorical question.
“So, the accusation you level against pyramids is exactly true, but most of the world’s businesses are built like that.”
No. I’m making a distinction between fraudulent schemes (pyramid schemes) that require unreasonable upfront payments to join and those businesses that do not.
“Instead of Madison Avenue or Wall Street or the CEO ’scheme’ being pumped up with cash as in a traditional business, or bank, or Government, Cruise to Cash Vacations chooses to operate differently.”
I don’t think all legal businesses or investments are honest.
Quite the opposite. I opposed the 2008 Financial Bailout of Wall Street. But just because someone else can get away with it, doesn’t mean that it is right to do.
“We choose to pay ordinary individuals to distribute and market travel opportunities so they can enjoy the products themselves and also profit from them.”
If you want them to enjoy the products, why do you charge so much for something they can get elsewhere?
And if the distributors don’t want the products for themselves, why do you insist on subsidies?
“This is one of the reasons governments and businesses and ignorant people like you fight so hard to impugn the motives of network marketers”
No, it’s got more to do with false advertising and deception.
I think some governments are quite hypocritical. They shouldn’t arrest individuals like Andy Bowdoin for operating a ponzi-like scheme. They should arrest him for damages directly related to deception.
“[…]ignorant people like you fight so hard to impugn the motives of network marketers, because [you] can’t control the money and [you] get a lot of [your] profits taken by ordinary hard-working individuals starting their own enterprise and selling superior products.
Actually, I like it when people start their own enterprises, as long as the income is not based primarily on deceit.
“Or maybe they (you?) failed at enterprise themselves and have to slam others so they can feel better?”
That certainly could be a possibility, but in my case I simply hate when people are scammed and taken advantage of.
“Now about the Travel Certificates:The travel certificate business has been around for many years, and you might be surprised to know it is actually the hotels, resorts, cruises and condos that make the certificates available to clients like us so they can have their rooms filled.”
There’s nothing wrong with that.
“They LOVE us distributing these […] And they do not intend anyone to distribute them for free because they don’t do that themselves. That’s why we have our members get paid to distribute that as one of our products.”
But the coupons are not worth the exorbitant prices you charge for them and neither are the licenses. The demand for travel coupons is so low that the only way you can sell them is by false advertising and deception. The marked-up prices do not correspond to any real value because there is no demand. In order to sell the coupons you must create the illusion that the demand is unreasonably greater than it actually is. But because you’ve set the prices so high, you’ve created an artificial saturation point that does not correspond to your claims.
In other words, the problem isn’t selling the coupons. The problem is that you are advertising value that doesn’t exist, and charging for it.
“Sometimes, a certificate is a GREAT deal and sometimes it is not. […] But, one example, like what you lifted from Priceline, can always be found on anything. In that case, just buy it at Priceline, but beware, YOU have just participated in a Pyramid! Shhhhh, I won’t tell anyone!”
Sure, Priceline is a pyramid, but not in the same sense. (For reference see Equivocation; same word, different meaning).
“It also appears that your information is VERY outdated. The certificates are like the door prize to this business, but the real value is found in the fact that 9 times out of 10 our member’s Travel Center is cheaper than all four of the major online booking engines. We have demonstrated this in live webinars many times now to audiences checking into the business.”
I’m willing to take this into account. Can we find any credible, independent sources to corroborate this?
“Not only that, it is the Concierge Service provided by our concierge team that helps a traveler have the optimal experience.”
OK, let’s assume I don’t use the Cruise to Cash Vacations concierge service and book my trip independently? What exactly am I missing out on?
“This service is also worth a lot of money.”
What do they do for you? besides booking your trip?
“But, unlike a Pyramid, that money is not paid to a large company to flow up to the fat cats at the top;”
Sure it is. You charge 477, 977, or 1,477 upfront, and people still have to pay more to go on the vacation.
And why do you even charge different prices? Don’t tell me it’s the cost of the training e-Books and videos because those are worthless as well.
If two people sell the same amount of coupons why does one get paid more on commissions than the other, simply because they paid more to start?
“[…]It is paid out to our distributors.”
Not really. Most of it does go to the top of the line.
“[…]We are a private Concierge service that helps a person with ALL of their travel needs with VIP service, perks, and extras that have been demonstrated over and over again.”
What are those perks and what is their value?
You talk about “travel needs”, VIP service, perks.
I really don’t see where they have been demonstrated, at all.
They could be anything, including more marketing material.
“We are not a Pyramid travel service where only the owners make the money paid for memberships”
Correct. Instead, you are a Pyramid travel service where the owners make most of the money by selling part of the debt of the next person down the line, and promoting nonexistent value.
“[…] we pay our members very well to refer others to our membership.”
The same is the case with organized crime. That doesn’t make it better.
“Some choose to distribute the Private Membership to others and make an extra income. Some do not.”
Some people choose not to take the vacations either, if not most.
“And that very thing alone also means it is impossible for CTCV to be a pyramid.”
I don’t think so. See the definition below.
Merriam-Webster’s Dictionary of Law
Pyramid:
[…]
3 : a pyramid scheme
Pyramid scheme:
of, relating to, or being an illegal scheme in which participants give money or other valuables in exchange for the opportunity to receive payment for recruiting others to participate in the scheme.
“Because, people pass each other up all the time, there is no clean line flowing up to a point, it is more like a tree with branches going out all over the world.”
Oh, so it’s not a pyramid. It’s an upside down pyramid.
“Now, if you want to take on the largest ponzi scheme in the world […] then take on the Social Security system.”
Wait, so the Social Security system is a ponzi scheme and Cruise To Cash isn’t a pyramid scheme?
“if you want to take on the largest ponzi scheme in the world so that your time is well-spent and you can TRULY be a hero, a Truth-teller, and a protector of the liberty of millions of people […]”
You assume that I want to be a hero, and that I’m not a truth-teller. You also seem to assume that that I like the Social Security system. I think I should be able to opt out of it; but the intent of the Social Security system is to protect people, not to make money.
“I am sure, with your keen sense of “truth” that you are in no way a part of that system […]”
What does “truth” have to do with the ability to opt out of the Social Security system?
“because, my friend, it is a ponzi scheme more dangerous and ruinous than any on planet earth.”
It could be considered a Ponzi scheme, but it’s doubtful that it is the most dangerous.
You on the other hand, willingly participate in a scheme that’s specifically designed to deceive people and steal their money.
“Meanwhile, please leave honest good people alone who LOVE their Private Membership within Cruise to Cash Vacations and love telling others about it.”
I’m sorry, I don’t know any.
http://dictionary.reference.com/browse/scheme
Comment by Angela | May 3rd, 2009
A Pyramid scheme is when there is no product/service involved. People are being paid to recruit others.I looked at CTC and they have a fantastic products. I know people who have used their travel vouchers and had great time.
Comment by Rich | May 12th, 2009
Paper cash has an illusion of value. Depending on the belief and underlying structure will dictate the perceived value.
My college BA has a perceived value. Even though you can learn everything on your own, or free online, I spent over $55K for the package deal the University offered.
Likewise, Cruise to Cash Vacations has a perceived value, real discounts, and a powerful training program. The last person buying into this program will still be able to use all of the tools (whatever you think of them).
If the buyer does not see the value, they simply don’t buy it.
But continue on and happily take your Google dollars for the Adwords ads that power your hate site. That’s my perception anyways.
Comment by erointer | November 6th, 2009
Opinions really differents. Can we disscuse it`s together? Thx. I will add this in RSS
Comment by zach | January 29th, 2010
I have to agree with some of these comments. CTCV is a business. Just because it is online does not make it a scam. CTCV offers not only the opportunity to start your own business, but it also has real value because of there products. Sure, there are businesses out there that have worthless products. But that is just my opinion. Who knows, someone else could really want it. Just because you didnt happen to like it doesnt mean other people will feel the same way. Also, some people want to get into a business and make millions right away. It doesnt work like that. You do have to know your market and learn how to advertise to your target market in order for your product to reach people that want what you have. I didnt make it big right away…it took me 4 years of learning to see results. But it was worth it, because now I can share my information with those in my team and I can watch them be sucesful as well.
Comment by beavis | February 13th, 2010
I just dropped in but this seems interesting. So this is an MLM opportunity where the product is actually useful?
Comment by dirte | February 13th, 2010
I am with eaglescout that one can find better deals out there. Though if CTC certificates are such a good deal then where is the none bias proof. Believe me, everyone can tell if you’re pushing the stuff.
Anyway, there is nothing wrong with some good old fashioned link bait.
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